Terms and Conditions

1. Acceptance of Terms

By accessing or using the Meridwell Advisors website ("Site"), you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Site.

2. Description of Service

Meridwell Advisors provides informational content, tools, and resources relating to data-driven analysis and decision support for long-term financial planning purposes. Any content, examples, or illustrations presented on the Site are provided for general informational purposes only and do not constitute financial, legal, tax, or investment advice.

Access to certain features, materials, or requests submitted through the Site (such as "Request Access" enquiries) does not create any guaranteed entitlement to services, and Meridwell Advisors reserves the right to accept, decline, or discontinue any enquiry or feature at its discretion.

3. Eligibility

By using the Site, you represent that you are at least 18 years of age and have the legal capacity to enter into a binding agreement under the laws applicable to you. The Site is not directed at individuals who are prohibited from accessing it under applicable law.

4. User Responsibilities

When using the Site, you agree not to:

• Provide false, misleading, or fraudulent information through any form or enquiry on the Site;
• Use the Site in any way that could damage, disable, overburden, or impair its operation;
• Attempt to gain unauthorised access to any part of the Site, related systems, or networks;
• Use automated means (such as bots or scrapers) to access or extract content from the Site without prior written consent;
• Use the Site for any unlawful purpose or in violation of any applicable local, national, or international law.

5. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, layouts, and software, is the property of Meridwell Advisors or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted, you may not reproduce, distribute, modify, or create derivative works from any content on the Site without prior written permission.

Limited permission is granted to view and use the Site for personal, non-commercial purposes only, subject to these Terms.

6. No Professional Advice

Nothing on the Site constitutes personalised financial, legal, tax, or investment advice. Any decisions you make based on information found on the Site are made at your own discretion and risk. You should consult appropriately qualified professionals before making decisions relating to your personal or family financial circumstances.

7. Disclaimers

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement.

Meridwell Advisors does not warrant that the Site will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Meridwell Advisors, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, goodwill, or other intangible losses, arising out of or related to your use of, or inability to use, the Site.

Nothing in these Terms shall exclude or limit liability for matters which cannot be excluded or limited under applicable law.

9. Indemnification

You agree to indemnify and hold harmless Meridwell Advisors and its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of the Site or your violation of these Terms.

10. Third-Party Links

The Site may contain links to third-party websites or resources. Meridwell Advisors is not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any link does not imply endorsement by Meridwell Advisors.

11. Termination

Meridwell Advisors reserves the right to suspend or terminate your access to the Site, without notice, for conduct that it believes violates these Terms or is otherwise harmful to the interests of Meridwell Advisors or other users.

12. Changes to These Terms

Meridwell Advisors may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact

If you have any questions about these Terms, please get in touch via the Contact page.